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New Homes

Affordable & Social Housing

Affordable & Social Housing Explained

Key Worker Living programme

On many new build sites you will often find an amount of housing defined as housing for key workers. So, if you are a key public sector worker, such as a nurse or teacher, you, could get help to buy or rent a home as part the Key Worker Living Programme. Find out if you qualify and who to contact if you want to apply.

What the programme offers

If you are eligible, the Key Worker Living Programme means that you can get help with home ownership if you:

  • are a first time buyer
  • are a homeowner and need to buy a larger property to meet your household needs (eg family sized homes)
  • need to take part in shared ownership schemes
  • need to rent at affordable prices.

The scheme is only open to a specific keyworkers in London and the South East and East of England.


The programme offers three different kinds of help:

Open Market HomeBuy
A loan to help buy a home on the open market. Key workers are expected to raise a mortgage of around 75 per cent of the property's value.

New Build HomeBuy
If you are eligible you can buy at least 25 per cent of the cost of your home and pay a reduced rent on the remaining share.

Intermediate renting
Rent is set at a level between that charged by social and private landlords and the accommodation is provided by a landlord registered with the Housing Corporation (Registered Social Landlord).

Find out about other help available to keyworkers.

Are you eligible for the programme?

The programme is limited to keyworkers in the following areas:

  • London
  • Berkshire, Buckinghamshire and Oxfordshire
  • Hampshire
  • Surrey
  • Hertfordshire
  • Kent, Sussex and Essex
  • Bedfordshire and Cambridgeshire
  • Norfolk and Suffolk

Jobs that are defined as a keyworker include:

  • Clinical NHS staff (with the exception of doctors and dentists)
  • Teachers and nursery nurses in schools and further education/sixth form colleges
  • Police officers, Community Support Officers and some civilian staff
  • Prison Service staff in certain prisons
  • Probation Service staff
  • Social workers, nursery nurses, educational psychologists, and therapists (eg.occupational therapists) employed by local authorities, CAFCASS, or the NHS
  • Local Authority Planners
  • Firefighters and other uniformed staff below principal level in Fire and Rescue Services
  • Connexions Personal Advisors employed by a local authority or a Connexions Partnership
  • Ministry of Defence personnel - certain personnel qualify for new build products (New Build HomeBuy and Intermediate rent)

 


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